Terms & Conditions

About Paisa Book

Paisa Book helps you record what you spend and receive, set a monthly limit and save towards goals. It is free: no paid features, no ads, and no loan or credit offers.

By creating an account or signing in, you agree to these terms and to our Privacy Policy.

Your account

Give your real name and an email address you can use. Keep your password private; you are responsible for what happens in your account.

An account is for one person. You must be 18 or older.

Your data

The entries you record belong to you. You allow us to store and copy them only to run the app for you, as described in the Privacy Policy. You can download or delete them at any time.

Not financial advice

Totals, reports, budgets and suggestions are based only on what you record and are for your own tracking. They are not banking, investment, tax or legal advice. Paisa Book is not connected to your bank and never moves money.

Fair use

Do not misuse Paisa Book: do not try to reach other people's data, disrupt the service, send harmful content through feedback, or break the law using it.

Availability

The app works without internet, and copies your entries to our servers when you are online. We work to keep it reliable, but it is provided free and "as is", so we cannot promise it will always be available or error-free. Export your entries if you need a copy of your own.

As far as the law allows, we are not responsible for losses that come from decisions made using the app.

Ending your use

You can stop using Paisa Book and delete your account at any time. We may suspend an account that breaks these terms, and will tell you why when we can.

Changes and law

If we change these terms in an important way, we will ask you to agree again in the app. These terms are governed by the laws of India.

Questions: Touqhir, Chintamani, Chikkaballapur district, Karnataka, India. Email: touqhirbiz@gmail.com.